Akhuwat Loan Scheme 2023 - Akhuwat Loan Online Application - Akhuwat Foundation Contact Number - Akhuwat Home Loan - Akhuwat Interest Free Loan

Akhuwat Loan Scheme 2023

Akhuwat Loan Scheme 2023 - Akhuwat Loan Online Application 2023 - Akhuwat Foundation Contact Number 2023 - Akhuwat Home Loan 2023 - Akhuwat Interest Free Loan 2023

 

Akhuwat Foundation interest free loan program is for the people with Pakistani citizenship and can apply all over in Pakistan. Different loan products have different money range although it varies from 50000 to 150000 Rupees. The price of the application is 200 except agriculture which don’t have any application form rupees The first step for the loan, a man gets the interest free loan Akhuwat Foundation loan application form from Qard-e-Hasan and after the Download write down the required stuff and send it to the AIM branch near your home. The unit manager verifies your loan application and reviewed any additional information that may be required and verifies that all documents were necessary for loan approval. 

       

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Loan Centers Detail of Akhuwat

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Akhuwat PM Youth Business Loan
 

Introduction


Government of Pakistan, in collaboration with Pakistan Poverty Alleviation Fund (PPAF) and Partner Organizations (PO’s) has launched an Interest Free Loan scheme under which low income families whose Poverty score card up to 40 will be provided with interest free loans up to Rs.50, 000.There is a steering committee which is overviewing the whole Project. Under Prime Minister’s Interest Free Loan (PM-IFL) Scheme, a total amount of Rs. 3.5 billion has been provided to PPAF and PPAF has disbursed that fund to Partner Organizations. In this regard, Akhuwat Islamic Microfinance (AIM) has been selected as a Partner Organization by PPAF.


Eligibility Criteria:

 

Applicant having the proper business plan.
Applicant having Poverty Score Card up to 40.
Having age between 18- 60 years.
Applicant should have valid CNIC.
Applicant should be economically active.
Applicant should not be convicted of any criminal offence in lieu of which proceeding are in progress.
Applicant should have good social and moral character in his community.
Applicant should have capacity to provide two guarantors other than family members.


Salient Features of Project:


Interest free loan facility is only for specific UC’s allocated as per NFC rules.
Maximum Loan size will be PKR. 50,000.
Loans will be provided to person having Poverty Score Card 0-40.
Loans are disbursed in mosques/churches to ensure transparency and participation.
There is no mark-up or interest on these loans.
Loans are given after due scrutiny and appraisal according to an eligibility criterion, on first come first serve basis.


Major Objectives of the Project:


Making interest free loans available to poor, vulnerable and marginalized people on a scale 0-40 on Poverty Score Card.
Ensuring the loans are used for productive purpose to increase income of borrowers/households.
Allocating 50% loans to women for their inclusion in economic activities.

Encouraging behavioural change among beneficiaries of scheme.


LOAN PRODUCTS OFFERED

There are various products through which AIM provides interest free loans which are tailored to meet specific needs of the borrower. These products are outlined below:

Akhuwat Loan Scheme 2023 - Akhuwat Loan Online Application - Akhuwat Foundation Contact Number - Akhuwat Home Loan - Akhuwat Interest Free Loan

Products

Family Enterprise Loan
Agriculture Loan
Liberation Loan
Housing Loan
Education Loan
Health Loan
Marriage Loan
Emergency Loan 

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Akhuwat Loan Scheme - Akhuwat Loan Online Application - Akhuwat Foundation Contact Number - Akhuwat Home Loan - Akhuwat Interest Free Loan

Akhuwat Loan Scheme 2023 - Akhuwat Loan Online Application 2023 - Akhuwat Foundation Contact Number 2023 - Akhuwat Home Loan 2023 - Akhuwat Interest Free Loan 2023

Also Check: Click Here

          

Akhuwat Family Enterprise Loan 2023

Range: From Rs. 10,000 to Rs.50,000
Duration: 10 – 36 months
Profit Rate: 0%
Interest Rate: None
Initial Application fee: Up to Rs. 200
Post Approval Application fee: None
Mutual Support Fund Contribution: Optional 1% of loan amount

Akhuwat Agriculture Loan 2023

Range: From Rs. 10,000 to Rs 50,000
Duration: 4-8 months
Profit Rate: 0%
Interest Rate: None
Initial Application fee: None
Post Approval Application fee: None
Mutual Support Fund Contribution: Optional 1% of loan amount

Akhuwat Liberation Loan 2023

Range: From Rs. 10,000 to Rs.100,000
Duration: 10-36 months
Profit Rate: 0%
Interest Rate: None
Initial Application fee: Up to Rs. 200
Post Approval Application fee: None
Mutual Support Fund Contribution: Optional 1% of loan amount

Akhuwat Housing Loan 2023

Range: From Rs. 30,000 to Rs.100,000
Duration: Up to 36 months
Profit Rate: 0%
Interest Rate: None
Initial Application fee: Up to Rs. 200
Post Approval Application fee: None
Mutual Support Fund : Optional 1% of loan amount

Akhuwat Education Loan 2023

Education Level: Post Matriculation up to Masters
Range:  From Rs. 10,000 to Rs. 50,000
Duration:  10 – 24 months
Profit Rate: 0%
Interest Rate: None
Initial Application fee: Up to Rs. 200
Post Approval Application fee: None
Mutual Support Fund Contribution: Optional 1% of loan amount



Akhuwat Health Loan 2023

Range:  From Rs. 10,000 to Rs. 50,000
Duration:  10 – 24 months
Profit Rate: 0%
Interest Rate: None
Initial Application fee: Up to Rs. 200
Post Approval Application fee: None
Mutual Support Fund Contribution:  Optional 1% of loan amount

Akhuwat Marriage Loan 2023

Range: From Rs. 10,000 to Rs.50,000
Duration:  10 – 24 months
Profit Rate: 0%
Interest Rate: None
Initial Application fee: Up to Rs. 200
Post Approval Application fee: None
Mutual Support Fund Contribution:  Optional 1% of loan amount


Akhuwat Emergency Loan 2023

Range:  From Rs. 10,000 to Rs. 50,000
Duration:  10 – 24 months
Profit Rate: 0%
Interest Rate: None
Initial Application fee: Up to Rs, 200
Post Approval Application fee: None
Mutual Support Fund Contribution: Optional 1% of loan amount

 

 Akhuwat Loan Scheme 2023 - Akhuwat Loan Online Application 2023 - Akhuwat Foundation Contact Number 2023 - Akhuwat Home Loan 2023 - Akhuwat Interest Free Loan 2023


Akhuwat Loan Scheme 2023

LOAN PROCESS
Eligibility Criteria for Loans

  1. Applicant should have valid CNIC.
  2. Having the ability to run / initiate business activity having age between 18-62 years.
  3. Applicant should be economically active.
  4. Applicant should not be convicted of any criminal offence in lieu of which proceeding are in progress.
  5. Applicant should have good social and moral character in his community.
  6. Applicant should have capacity to provide two guarantors other than family members.
  7. Applicant should be resident of operational area of branch office which might be around 2-2.5 KM radius.
  8. Note: – Project specific eligibility criteria may be varied.


 

Akhuwat Loan Scheme


Application Submission
The loan process will start with the submission of application. The application fee may vary from scheme to scheme. The unit manager will then evaluate the application through eligibility criteria. Thus, these loans will be given out on social collateral. The following steps will be followed in application submission.
Applicant will visit nearest AIM branch along with his/her relevant documents (mentioned below) for submission of loan application.
Unit manager will discuss with the applicant to check whether applicant falls under eligibility criteria of the scheme.
Potential candidate will submit loan application on prescribed form. Loan application will be provided and filled by AIM staff in branch office.
Unit manager will check documents and application will be processed after completion of required documents.

1. Personal responsibility
2. Two guarantors
3. Postdated cheques
4. Any additional collateral in special case.

 

Akhuwat Loan Scheme 2023 - Akhuwat Loan Online Application 2023 - Akhuwat Foundation Contact Number 2023 - Akhuwat Home Loan 2023 - Akhuwat Interest Free Loan 2023

Akhuwat Loan Scheme - Akhuwat Loan Online Application - Akhuwat Foundation Contact Number - Akhuwat Home Loan - Akhuwat Foundation Loan Scheme

PRIME MINISTER’S LOW COST HOUSING SCHEME


Salient Features of the Scheme are as follows:

Financing size up to Rs. 500,000/-
Repayment period is from 13 to 60 months. An early repayment will be welcomed.
Average Monthly rental amount is up to Rs. 10,000/-
Financing will be given for following purposes:
Entire New Construction or Lanter for new house.
Addition of rooms, kitchen & bathroom etc.
Renovation & up gradation.
The application processing fee will be zero.

Eligibility Criteria for Low Cost Housing Scheme

To be eligible under the said scheme, the applicant must meet the following criteria of having;
Valid CNIC
Age up to 60 years
Applicant must be the owner of the land/house
Valid ownership title or evidence of land/house (may include Registry, Internal, Fard, Allotment letter or any other valid evidence deemed appropriate)
Land size of 5 Marla or less or covered area which is not more than 1,360 sq ft.
Good social and moral character in community
Monthly household income up to Rs. 60,000.
Residence in the operational area of AIM’s branch.
Should have a clear credit history (if any). 

 

Ramzan Offer

If you are unemployed. you are worried about Iftar and Sehri rations in Ramadan, we will tell you. If you are eligible, you can get rations for Ramadan from a akhuwat foundation that will provide you Ramadan rations for free. I will give you full details of what you need to do to join this ration program.

Akhuwat All Branches List 2023

Click Here

 

Akhuwat Loan Contact Number 2023

042-111-448-464

 

About: Akhuwat Islamic Microfinance

 

About: Low Cost Housing Project

 

About: Akhuwat Education Services

 

Online Apply: Click Here

 

Akhuwat Loan Scheme 2023 - Akhuwat Loan Online Application 2023 - Akhuwat Foundation Contact Number 2023 - Akhuwat Home Loan 2023 - Akhuwat Interest Free Loan 2023

 Akhuwat Loan Scheme - Akhuwat Loan Online Application - Akhuwat Foundation Contact Number - Akhuwat Home Loan - Akhuwat Interest Free Loan



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